Car Insurance Ireland Cheap – Whether you are a first-time driver or have years of experience, getting a car insurance policy can be a daunting task. However, we have made it easy to find the best car insurance.
Welcome to the second guide in our eight-part series on how to get the best car insurance with . In this guide, we’ll take you through every step you’ll encounter when looking for your new policy through our car insurance service.
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This 6-step process is outlined below and will help you find auto insurance coverage on our website more easily.
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If you add additional drivers to your policy, you will need to provide this information for them as well, so obtain their driver’s license number in advance.
Go to the car insurance page where you will be asked to enter the vehicle registration number. Don’t worry if you don’t know it – you can also search by design and model. However, if you want to buy a policy, you need to register correctly.
Vehicle Value: You will be asked to enter the value of your vehicle. This is based on the value of the car and what you can expect to pay for the car today.
If your vehicle is damaged beyond repair, the compensation is calculated as follows:
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Not sure how much your car is worth? Check online and find out what your car is worth. When searching, you should consider the age, mileage and condition of the vehicle.
Your address: We need to know your address or Eircode and where your car is overnight. Some areas will have higher claims rates which may result in higher premiums.
Safety measures: If your car costs more than 40,000 euros, you will be asked what safety features are built into it. This includes the alarm, immobilizer and steering systems.
Vehicle usage: To determine the right policy for you, we need to know how you use your vehicle.
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Once you’ve completed the first step, it’s time to tell us a little about yourself so we can find the right cover for you.
Your full name: This is the name that will be registered on your insurance policy and should match your name on your driver’s license.
Your email address and phone number: This contact information is required to send you insurance documents and payment receipts etc.
Your age: Your age will affect the premium you pay as it determines the level of risk your car will take on Irish roads.
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For example, drivers under 25 and over 70 are considered the most dangerous to insure due to lack of experience or age, so they will pay more.
Your location: This will provide you with information about how often you use your car and the types of journeys you make. You must state whether you are employed, self-employed, unemployed, full-time student or stay-at-home/spouse.
Your Job: Finally, you need to list your job, as some jobs are considered more dangerous than others. Some work will also be outside of the contractor’s terms of reference and will therefore not be tendered.
The No Claims Discount (NCD) is given to drivers with no claims record and has increased over time.
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Write down your claims history for the past five years, including the total number of claims you’ve made or against, or any additional triggers listed on your insurance application.
For example, this may include glass damage claims, theft or fire cases, claims denied by the insured and open claims.
If you are unsure of any information relating to your claims history, you should then contact your insurer.
You can add 3 additional drivers to your policy if you provide the necessary information about their driving history.
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You will be prompted to specify whether the additional driver is a master driver or a named driver. This shows how often he will drive the car. Their relationship to you – whether they are parents, children, spouses, etc. – will affect the cost of your premium.
Based on this information, your insurance policy will be adjusted according to the risk factors that your additional driver brings to your coverage.
Before you take out your car insurance policy, you will be asked a final question and asked to review the relevant disclosures, terms and conditions.
After entering your profile information, cover options will immediately appear. You can filter the results by adjusting the coverage type, payment type and excess claim amount.
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Along with standard coverage, you’ll have the opportunity to purchase add-ons, such as legal expenses protection or no-claims discount protection, which will be reflected in your premium cut.
Once you’ve decided on the right policy for you, click the “continue” button to be redirected to your new insurer’s website. Here you can complete the payment process for your new car insurance policy.
If for any reason you are unable to complete the purchase process, your new insurer will call you to address any concerns or questions you may have.
Since it is a paperless service, all documents will be sent to you and can be digitally signed.
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Our expert advisers will be at your disposal if you need help during the application process.
You can also compare contracts and prices for a range of other products, including energy, broadband, banking and other insurance products. So start today and start your money saving journey with us!
If you found this guide informative, check out the other guides in our eight-part series on how to get auto insurance at .
Don’t forget you can keep up to date with the latest car insurance news and top tips via our blog and guide pages.
How To Get Cheap Car Insurance In Ireland
If you have any questions about using our car insurance service, please don’t hesitate to contact us. You can comment below or connect with us on Facebook, Instagram or Twitter. Do you need second car insurance for your household? Insure My Cars is Ireland’s leading car insurance broker, specializing in discounts for two or more insured cars.
Below we explain how you can insure a second car in Ireland and save money with discounts on multi-vehicle insurance.
Every year more and more drivers want to insure a second car as the average number of cars per household in Ireland has doubled since 1990. According to Statista, last year there were 442 cars per 1,000 inhabitants. Car rental prices in Ireland for 2019. was the highest number in the research period, and the number doubled between 1990 and 2022. If you want the data, you can also check the Central Bank of Ireland’s other independent car insurance report, which provides basic statistics on private car insurance. industry in Ireland, including figures on claims costs, premium levels and how private car insurance claims are settled.
When you choose a policy with Insure My Cars, you have the opportunity to take advantage of a wide range of car insurance programs at great discounts. This means we can offer you a discount on insurance for a second car and any cars you want to add.
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Second car insurance discounts are acceptable for everyone in your household, whether it’s your partner or spouse or a family member who needs a high-quality policy. This includes high rates for young drivers whose parents choose Insure My Cars.
Of course, whenever someone thinks about insuring a second car, the first question that comes to their mind is “Can I take advantage of the no-damage discount for the second policy?”. In Ireland, unfortunately, you cannot get a discount more than once. However, when you insure a second car, you start getting a special no-claims discount on this policy as well.
Insure My Cars also offers an additional Driving Other Cars policy extension which allows you to drive someone else’s car, other than your own, hired or leased to you or a company car. This exclusive coverage applies only to direct liability and not to named drivers.
The best way to get used car insurance is to get a quote from a reliable broker in Ireland that specializes in multi-car insurance, such as Insure My Cars. If you decide to work with us, there are two easy ways to do it.
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If you have any further questions or would like to find out more about how to insure a second car in Ireland, don’t hesitate to call our insurance experts on 01 231 9332. They will be able to explain all the details and help you find the best used car insurance. IN
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