You will feel the best insurance coverage when bad and urgent situations come.
Never underestimate insurance because every human being will get fail and lose in life.

We advise you and your family to get the best insurance coverage today.

What can insurance do for you?

Benefits of insurance

Some people Often delay getting insurance because they feel they have enough savings to anticipate an emergency that requires financial support. But, how much savings is enough to cover large unexpected expenses, such as sudden illness and accidents?

To help you anticipate unexpected financial needs, it takes more than just an emergency fund. Insurance can be a good first choice to protect your finances from greater financial risks. By having the right insurance, you can achieve more stable finances. So, we recommend that you immediately have the right insurance for you and  family.

Survey data show that about 28 million people did not have health insurance during the year. The ratio of the population who already has health insurance for all or part of 2020 is around 91,4%.

Get Your Insurance

Insurance is a state of agreement between two parties, where one of them has a responsibility as a policyholder. In insurance, the policyholder is obliged to get a full guarantee of what has been agreed.

Everyone has risks in life, whether it’s the risk of illness, the risk of death, loss of a job, loss of property, and more others. However, no one knows when the risk will come. There are at least four ways to manage these risks, while the four ways are to avoid, control, accept, and divert risks.

Insurance is included in the section on how to manage by transferring or minimizing the risk of financial loss, so that financial losses that occur to you will get protection from insurance with an agreement to pay premiums to the company. With these advantages, it is not surprising that many insurance experts say that Insurance is a profitable product in the future.

How to Get Started

Learn More About Insurance.

Choose The Coverages You Need.

Compare Quotes By Different Companies.

The first step you have to do in choosing insurance is to Learn More About Insurance. You should know how insurance works before buying coverage. You can easily find many references about insurance on several official sites, including the types of insurance, how to compare, the amount of premiums, and much more.

The amount of coverage you choose depends on your location, assets, and personal preferences. Even though the cost of insurance is your main concern, make sure you have sufficient coverage to protect yourself financially.

You should compare several companies’ coverage before choosing the insurance you want. Be sure to pay attention to the discounts available at some companies. Choose the cheapest coverage among several offers according to your financial capabilities.

What our expert suggests

We suggest you to have at least a basic understanding of your insurance policy; this is very important, especially before making a claim. Understand how to read your insurance policy.

Our Services

There are various kinds of insurance products offered by many providers; choose the best insurance for you and your family. Here are our reviews of various insurance products that might be a reference for you in choosing insurance.

Life Insurance
Renters Insurance
Health Insurance
Home Insurance
Property Insurance

Insurance percentage report in US

This report on the percentage of insurance in US is based on data from several reliable sources; we use the data as a reference for those who want to know the percentage of insurance data in US. Based on several types of insurance in the US, here we summarize the data report for you:

Life insurance covers 54% of all people in the United States, and total insurance claims reached $762.1 billion.

The data report that roughly 28 million people in the US are not covered by health insurance during the year.

About 78% of insured drivers purchase comprehensive liability insurance, and 74% purchase collision coverage.

About 85% of homeowners in the United State have homeowners insurance, and the average policy costs $1,446 per year.

Only 41% of tenants have renters insurance, a significant difference from the 95% of homeowners who carry a homeowner’s insurance policy.

Our answers to all insurance questions

How does life insurance work?

Life insurance works are by paying a sum of cash by the insurance company to your heirs in exchange for paying your premiums. Your heirs can use the cash for any purpose.

Sean Anderson

How much does life insurance cost?

The cost for life insurance is about $27 per month. This is based on some data that we obtained; the data is for a man 40 years old who bought a 20 year of term life insurance policy worth $ 500,000, which is the most common term and amount sold. However, life insurance rates may be different by the insurance company and type of policy.

Jack G.y

What is supplemental life insurance?

Supplemental life insurance is an effort to add extra coverage to an existing policy. Supplemental insurance may include Coverage you buy in addition to your basic policy. Coverage that pays out if you’re getting hurt or killed in an accident.

Adam Gilbert

What is voluntary life insurance?

Voluntary life insurance is a plan to provide benefits to the beneficiary after the insured’s death, such as financial protection. This is one of the good benefit options offered by employers. Each employee pays a monthly premium, and the insurance company pays after the insured’s death.

Arthur W

Which type of life insurance policy generates immediate cash value?

Here are two types of life insurance policy that generates immediate cash value: Whole life insurance and universal life insurance. These are two types of permanent life insurance that stay with you as long as you continue to make premium payments. Another type of life insurance is only active for a certain period.

Andrew Bowlin

How to get cheap car insurance?

Here’s how to get cheap car insurance: you have to compare several providers first, also compare with local insurance providers, then, Inquire about discount availability, Increase your deductible, and make sure the amount of insurance costs when buying a car.

David Christopher

How much is car insurance for teens?

Car insurance for teens is about $371 a month for an individual car insurance policy, while for parents who want to add a teen driver to their policy have to pay an extra $167 a month.

Edward Frans

What is a good car insurance deductible?

The average deductible for car insurance is about $500, which, if a claim is filed, will generally be less than the amount of repair costs for a serious accident. With a $500 deduction, you’ll only be spending $500 on repairs, while the rest will be paid for by the insurance company.

Emily Jovanka

Which area is not protected by most homeowners insurance?

Some areas that are not covered by most homeowners insurance are usually the result of the owner’s negligence and failure to maintain the property properly, such as Termite and insect damage, damage caused by birds or rodents, rot, mildew, and many others.

Grace Georgia

Renters insurance what does it cover?

Some renters insurance coverage is theft, certain natural disasters, damage to water reserves, personal injury, and others on the property being rented. If you rent an apartment or house, renters insurance is recommended to protect your property and space in the event of a covered accident.

Patricia Cassidy

Best Insurance Company

Insurance companies get an important role in the global financial economy. Here are the best insurance companies in US:

Prudential
UnitedHealth Group
USAA
State Farm
Geico
Progressive

Compare Insurance Companies

The public increasingly trusts the insurance industry in the US because it can protect in an urgent time. The level of public confidence can be seen from the increase in assets and premium income of insurance companies. Meanwhile, the distribution sector provides the largest contribution to insurance premium income, followed by the agency sector and the alternative sector.

How to Compare ?

Currently, more and more insurance companies are offering the best insurance products. Each product has its own advantages that can make you confused to choose. You can do the following four things to compare insurance products before choosing:

Sometimes the good products offered don’t come from companies with a good reputation. Even if you are tempted to buy the product, knowing the reputation of the insurance company that owns the product should still be a priority before making a choice on an insurance product. To find out this reputation can be seen from the company’s track record and performance over the last few years. You can also find out how they provide services to their customers.

Premium means the burden of fees that you have to pay. Some insurance products usually offer cheap and affordable premiums but with low benefits, of course. However, it does not mean that high premiums can also provide great benefits. We recommend that you carefully calculate your financial capabilities in determining the amount of premium you want to pay.

Taking care of the insurance administration process is the most crucial thing. Many customers are often annoyed with the complicated administrative process when submitting a claim. This can be your consideration before choosing an insurance product.

In making insurance comparisons, you should first check the type. As with insurance in general, combined with investment instruments or purely as traditional insurance. Adjust what insurance you choose based on your needs.

Our Expert Compare

Our experts have conducted several analyzes to compare several insurance companies. This includes several insurance products offered by each company. Here are some comparisons that our experts have made:

Prudential vs. Transamerica

Term, Universal, Variable Universal, Indexed Universal

$10,000,000

10, 15, 20, 30 years

All 50 states

18 – 75 years old

Term, Universal, Whole, Final expense, Index universal

$10,000,000

10, 15, 20, 25, 30 years

Depends on policy

Certain policies are not available in New York

18 – 75 years old

State Farm vs. MetLife group

Term, Whole, Universal

$3,000,000

10, 20, and 30 years

Depends on policy

Not available in MA, NY and WI

Not listed

Term, Permanent

10, 15, 20 or 30 years

All 50 states

Not listed

Progressive vs. Allstate
USAA vs. Geico

All 50 states & DC

12 months, 6 months, custom

Online, Phone

All 50 states

12 months, 6 months, custom

Online, Phone, Agent

That’s a little review and comparison from our team about several insurance companies and the various types of products offered. Hopefully, our review can help you determine which insurance product and company is best for you.

What Our Clients Say

Client satisfaction with our work is an honor, and makes us continue to work hard in providing the best service to our customers. Here’s what they think of us:

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Amount of insurance buyers by our recommendation

Life Insurance
Healt Insurance
Car Insurance
Home Insurance